Dr. Wade Pfau’s Final Frontier: Helping to Improve Retirement Income & Legacy Outcomes by Allocating to Structured Annuities with Living Benefits

In this new presentation, we will discuss how Dr. Wade Pfau takes his groundbreaking research a step further to introduce his Final Frontier, a new framework to measure the efficiency of retirement income portfolios. Dr. Pfau’s Final Frontier plots the likelihood of a portfolio satisfying spending goals while maximizing legacy goals for clients. His conclusive and empirical evidence demonstrates the potential benefits of combining the performance and protection features of structured annuities with the lifetime income features of a Guaranteed Lifetime Withdrawal Benefit (GLWB). This approach may help clients improve retirement success rates, preserve investment account values, meet more of lifetime spending goals, and even have a positive impact on legacy values.