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Roth IRA Conversions and the Impact of 2025 Tax Reform

Topic

Retirement Savings and Income Planning

Program ID

334364

Hours

2

Format

Self-Study / Recorded webinar

Complexity

Overview

Description

With tax laws set to shift in 2026, Roth conversions are becoming a crucial financial strategy. The expiration of the Tax Cuts and Jobs Act (TCJA) means tax rates could increase, making Roth conversions more expensive in the future. But is converting right for you? How can you maximize tax-free growth while minimizing tax burdens? This CE course breaks down the essentials, helping you make informed financial decisions before the window of opportunity closes. We’ll explore strategic conversion timing, tax bracket management, estate planning advantages, and potential policy changes that could impact your retirement. You’ll learn how to avoid costly mistakes, optimize your wealth transfer strategies, and use Roth conversions to shield your savings from rising taxes. Major topics covered: 2025 Tax Reform Estate Planning Motivated Roth Conversions Core Roth Conversion Concepts Secure Act Whether you’re a financial professional or an individual planning for retirement, this course equips you with the knowledge to act confidently in 2025. Join us and make informed Roth conversion decisions before 2026 tax changes hit! For more IRS CE Courses, Click here.

Learning Objectives

Identify key factors influencing Roth conversion decisions. Calculate tax implications and bracket impacts of conversions. Apply estate planning strategies for Roth IRA beneficiaries. Evaluate risks and benefits of conversions under market volatility. Prepare for potential tax law changes affecting Roth IRAs.