Non-Qualified Deferred Annuities

This continuing education presentation for financial professionals provides key insights into Non-qualified Deferred Annuities (NQDA), with a special emphasis on accumulation, distribution, and beneficiary options. Discussion begins with an overview of annuity basics, including annuity accumulation, annuity distributions, the benefits of deferral, and types of deferred annuities. Attendees will learn the tax consequences of changes in ownership and how contract structuring can affect beneficiary options. Various distribution options are discussed including annuitization, partial annuitization, and how those methods vary depending on the type of deferred annuity. The presentation concludes with distributions at death and various planning points to meet client goals.