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Planning with Net Unrealized Appreciation

Topic

Retirement Savings and Income Planning

Program ID

272474

Hours

1

Format

Self-Study / Recorded webinar

Complexity

Intermediate

Description

The number of individuals with large portions of their wealth in retirement plans is growing. What is more, even though most individuals have a handful of options once they have separated from service or once they can access to their retirement plan funds (401k, 403b) many choose what is typically the worst option, a lump sum distribution. In fact, research finds that this happens about 30% of the time! In this webinar advisors will learn how to make the most out of the worst situation by taking a deep dive into Net Unrealized Appreciation. Learn when and why utilizing NUA makes sense as well as when it does not make sense.

Learning Objectives

- LO #1: Understand what Net Unrealized Appreciation is and its rules. - LO #2: Examine the benefits and advantages of utilizing NUA. - LO #3: Identify the drawbacks of NUA. - LO #4: Understand when to avoid an NUA strategy. - LO #5: Identify the triggering events for NUA.