Description
Comprehensive course exploring and detailing different types of products and situations involving life insurance, disability income and annuities along with their many usees when it comes to providing for individual, family and business needs.
Learning Objectives
*Identify term, permanent, adjustable, universal and variable life insurance
*Outline and discuss the uses of life insurance, both personal and business.
*Explain income and estate taxation of life insurance
*Review disability income components and identify the various types of disability insurance options and non-insurance specific programs
*Explore individual disability insurance, employer provided disability insurance, government programs that pay disability benefits
*Profile annuity concepts and detail what and how an annuity works.
*Discuss the different types of annuity contracts and the characteristics of each of the fixed, variable and equity indexed variety.
*Highlight specifics such as premium options, immediate vs deferred, qualified vs. non-qualified and the whole host of settlement options