Description
This course explores the tools and skills financial advisors need to navigate the retirement planning process. Topics discussed include:
• IRAs, 401(k)s, SEPs, SIMPLE Plans
• Defined Contribution and Defined Benefit Plans
• Government Sponsored initiatives, Annuities
• Life Insurance and Long-Term Care
Learning Objectives
Attendees will learn the mechanics of how to use an Individual Retirement Account to optimize a client's tax situation while growing principal to fund retirement needs. The financial tools used to accomplish this training include:
• Traditional & Roth IRAs
• Simplified Employee Pensions (SEPs)
• IRA transfers, rollovers, contributions, and distributions
• IRA tax consequences, exceptions, distributions, reporting, and disclosure
• SIMPLE Plans
• Defined Contributions Plans
• 401 (k)s
• Defined Benefit Plans
• Tax Sheltered Annuities & 457 plans
• Annuities and Life Insurance
• Non-Qualified Plans
• Government sponsored plans
• LTC and HSAs