Description
This course has been developed to give the financial and insurance professional a complete guide to understanding annuities, annuity tax laws and contract structure, and their suitability and ethical marketing practices.
Learning Objectives
• Present the history and basic use of annuities
• Define the various classifications and relative terms
• Assist clients in selecting suitable investment vehicles
• Calculate rates, charges, fees and distribution
• Apply annuity tax laws and FINRA rules
• Identify the parties to an annuity contract
• Structure the contract to best benefit the client
• List unfair marketing practices including anti-money laundering
• Reinforce their own ethical standards and principles