Description
Regardless of your clients financial status, a retirement income strategy can be important to their financial success. When clients start withdrawing money during retirement, the sequence of the investment returns will have an impact on the outcome. This course will look at the benefits and issues associated with six income strategies, including the use of an income annuity, to help ensure your clients have an income plan that helps them adjust to potential issues such as underperforming investments or unplanned expenses.
Learning Objectives
If clients are depending on a greater-than-interest-rate returns in order to achieve their retirement income goals, the sequence of returns risk can substantially affect the probability of success. The timing of the good or bad years during accumulation is less important but once taking income, the timing of the difficult years can have a huge impact. Clients need to carefully understand the risks that may be ahead. Each of the six income strategies covered in this presentation will leave you with key benefits and issues to consider including income annuities, as you review clients’ situations as they prepare for their retirement.