Skip to main content

Gone, But Not Forgotten: Legacy Planning Using Life Insurance

Topic

Risk Management and Insurance Planning

Program ID

269017

Hours

1

Format

Live / Stand-alone Workshop or Seminar

Complexity

Intermediate

Description

Being able to leave a legacy to children, grandchildren or a charity is often a priority for many clients. Helping clients to create a financial legacy allows the clients to remind their loved ones of their impact and to revive the memories they once created together. In order to ensure that assets are available to leave such a legacy behind, proper planning must be done to prevent the assets from being spent down during retirement or compromised by an unforeseen long-term care event. This presentation will discuss the importance of legacy planning and various legacy planning strategies that may be appropriate depending to whom the client is planning to leave their legacy.

Learning Objectives

The objective of this course is to provide the audience with an understanding of the importance of legacy planning and to provide an overview of various legacy planning strategies, many of which include the use of life insurance. This presentation will identify strategies appropriate for leaving a legacy to children, grandchildren, or a charity. Additionally, the course will explore the importance of planning for possible long-term care events and will illustrate how a life insurance policy that may also provide long-term care benefits could be a useful legacy planning strategy.