Americans Cite Affordability as Top Barrier to Financial Progress

A new McKinsey Institute for Economic Mobility and W.K. Kellogg Foundation study found that nearly two-thirds of Americans view affordability as the biggest barrier to economic progress, with many also identifying employers as key partners in expanding opportunity. The findings align with CFP Board’s Summer 2026 CFP® Professional Sentiment Index, which found that CFP® professionals' clients remain concerned about the rising cost of living and its impact on achieving financial goals, particularly among those nearing retirement.

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