The 401(k) Decision Boomers and Gen Xers Regret the Most

Recent surveys show that many Boomers and Gen Xers share similar retirement planning regrets, particularly around delaying financial decisions that could have strengthened their long-term security. CFP Board research, Lessons Learned: A Survey of American Gen Xers, found that nearly half of respondents believe financial mistakes have cost them at least $100,000 over their lifetimes, with many pointing to waiting too long to plan and save for retirement, missing years of potential investment growth and compounding.

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