7 Money Habits Gen X Learned in the 90s That Are Quietly Ruining Their Retirement

Generation X developed financial habits during the economic optimism of the 1990s that often led to underestimating the urgency of saving for retirement. CFP Board research shows many Gen Xers now regret these misconceptions — particularly the belief they had more time to save — costing them nearly $100,000 on average and contributing to greater financial stress and insecurity.

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