The Truth About Millennial Retirement: What the Latest Savings Data Reveals

Despite facing significant financial headwinds, Millennials continue working toward retirement with resilience and access to tools like 401(k)s and a projected $27 trillion wealth transfer. CFP Board’s 2024 Millennials’ Financial Milestones Survey finds Millennial parents are more confident in their retirement goals than nonparents (58% vs. 51%), while men are more likely than women to say reaching milestones has been easier (44% vs. 37%), and women are more likely to report it has been more difficult (43% vs. 36%).

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