“A Gut Feeling”: My Husband Had a Stroke, So I Took Over Our Finances. I Suspect Our Adviser Is Ripping Us Off With Too High Fees. Now What?

A reader wrote in to ask for help after her husband suffered a stroke and she suddenly found herself managing their finances, worried that their financial planner was charging excessive fees and unsure whom to trust for an unbiased review. The author responded that advisers should be fully transparent about fees and suggested seeking a CFP® professional, noting that the designation signals rigorous training and ethical standards that can help families gain clarity, reduce stress and regain confidence in their financial decisions.

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