With Many CDs Still Offering 4% APY and Up, We Asked 6 Pros: Who Should — and Shouldn’t — Get a CD Now?

Certificates of deposit can serve as a low-risk, strategic vehicle for parking cash, and with the Federal Reserve holding rates steady, locking in a CD at 4% APY or higher may be an attractive option amid today's volatile economic climate. Those seeking personalized guidance on their savings strategy can turn to resources like CFP Board's website to find a qualified financial adviser.

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