‘Worthless.’ The Adviser Who Sold Me My Life Insurance and Annuities Has ‘Orphaned Me’ — But I Need Answers and Decisions Made. So Now What?

A reader asks why an insurance and annuity salesman abandoned them with no support, and the author responds that this is unfortunately common with salespeople who are not fiduciaries. The author advises seeking a fee only fiduciary adviser and notes that a CFP® professional can provide holistic guidance because they complete extensive education, exams, experience requirements and uphold a fiduciary duty.

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