Is Student Debt Delaying Your Life Milestones? Here’s What You Can Do About It

Many borrowers struggle to reach major milestones because student loan debt limits their ability to save, but income driven repayment plans can free up cash by lowering monthly payments. CFP Board Ambassador Brenton Harrison, CFP® says borrowers whose loan balances exceed their annual income should usually aim for forgiveness since lower payments help them stay on track while they work toward discharge timelines of 10, 20 or 25 years depending on the program.

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