I’m 25 and Engaged with $150K in Savings. I Only Earn $80K a Year, But Save About 80% of That. What’s My Next Move: Buy a Home, Invest in the S&P or Something Else?

A reader faces significant uncertainties around income, location and timing, so most experts recommend against buying a home for now and suggest keeping savings accessible until plans are more stable. The reader may benefit from consulting a CFP® professional, which can be found through CFP Board or other reputable directories.

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