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‘How Do I Know If I’m Missing Out? I’m 55 With $90K in My 401(k). Do I Need an HSA Too? What Else?’

By Alisa Wolfson March 05, 2026 MarketWatch

Mid career savers can improve retirement readiness by maximizing tax advantaged accounts, considering HSA eligibility, and aligning contributions with long term income and healthcare needs. Working with a fiduciary, fee only advisor—such as a CFP® professional—offers comprehensive guidance grounded in a duty to act in the client’s best interest.

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MarketWatch
Alisa Wolfson
March 5, 2026