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5 Obscure Retirement Terms You Need to Know

By David Hochman January 13, 2026 AARP

A 2025 TIAA Institute report found that U.S. adults answered only half of the questions correctly on a financial literacy test, with scores dropping to 36% on retirement topics such as Social Security and Medicare. To navigate these complex decisions, individuals can search for financial advisors through directories operated by professional organizations, such as CFP Board.

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AARP
David Hochman
January 13, 2026