ABLE Accounts for Disability Are Expanding in 2026

The Achieving a Better Life Experience Act of 2014 established ABLE accounts to help clients save for necessary disability-related expenses, and next year, eligibility for ABLE accounts expands to those whose disability onset occurred before age 46, up from the current age 26 threshold. CFP Board Ambassador Nicky Amore, CFP® notes that many clients and even some advisors are unaware of the tax-free benefits and eligibility rules of ABLE accounts.

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