Want to (Legally) Put Off Some RMDs? The QLAC Can Help — And We Asked 4 Money Pros Who Should, and Should Not, Use It

A qualified longevity annuity contract (QLAC) can help retirees reduce required minimum distributions and secure guaranteed income later in life, though it isn’t suitable for everyone. Because QLACs can impact tax strategy and long-term income planning, experts suggest consulting a financial advisor to determine if it’s the right fit, with CFP Board’s website as a resource to find an advisor.

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