I’m Still Working, But I’m Over 59½ Now and Considering Taking $20K From My 401(k) to Get Myself a New Car. Thoughts?

A 59-year-old considering tapping their 401(k) to pay for a new car is advised to withdraw money from an after-tax account or take a low-interest car loan to protect retirement savings. Experts recommend consulting a CFP® professional for guidance on pre-retirement financial decisions, with CFP Board's website serving as a resource to find qualified advisors.

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