Are You Aware of the ‘3 Layers of Costs’ Your Financial Adviser May Be Charging You? (Hint: Many Are Not.)

Financial planners’ pay structure may include a flat or hourly fee, investment costs for actively managed funds and custodial fees charged by the firm. It’s important to ask for a breakdown of these fees and understand how the advisor is compensated, and CFP Board’s website is a useful resource for finding a qualified financial advisor.

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