When 500 Companies Don't Equal Diversification: A TSP Reality Check

Many federal employees invested in the Thrift Savings Plan’s C Fund may have less diversification than they realize, with a growing share of Standard & Poor’s 500-stock index concentrated in just a few companies. Experts highlight the potential risks of this imbalance and underscore the value of working with a CFP® professional to build a well-diversified strategy aligned with long-term retirement goals.

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