‘Shouldn’t He Have Been on Top of This?’ Our Adviser Told Us He Accidentally Hadn’t Charged Us Fees in 7 Years and Now We Owe $18K. What Gives?

A reader asked about unexpected Roth IRA fees totaling $18,000 after their advisor failed to charge fees for seven years, wondering if they are responsible and whether they should find a new advisor. The response advises reviewing all agreements and records carefully and recommends finding a CFP® professional on CFP Board's website to ensure the advisor meets education, experience and fiduciary standards.

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