I’m 56 and Have About $400K in Retirement Savings. But My Adviser Is Charging 1.4%. Am I Being Ripped Off?

A reader has a confusing financial situation, including a pension split between cash and annuity, and is worried their advisor is charging them too much. The author recommends working with a CFP® professional, noting that CFP® professionals meet strict education and experience standards and are bound by a fiduciary duty.

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