I’m Ready to Retire, and Considering Taking My Ex-husband’s Social Security at 65 and Cashing Out My 401(k). But Should I?

A person nearing retirement is asking multiple complex questions about 401(k) withdrawals, IRA rollovers, Social Security timing and tax implications, wondering if these questions indicate they should hire a financial advisor. The author recommends finding a CERTIFIED FINANCIAL PLANNER® professional, as they have completed a rigorous education course, passed an exam, accumulated extensive professional experience and are bound by a fiduciary duty.

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