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Can a Baby Bonus Really Make Americans Have More Kids? Here’s What Big Families Say.

By Venessa Wong June 28, 2025 MarketWatch

In 2023, only 20% of U.S. families with children had three or more kids, reflecting near-record-low fertility rates below the replacement level and a growing number of Americans opting not to have children. CFP Board Ambassador Daniel Forbes, CFP® says while income level “definitely impacts” family size decisions, many parents successfully manage large families through careful planning and financial discipline.

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MarketWatch
Venessa Wong
June 28, 2025