News Release

Pro Bono and Reduced Rate Financial Planning for Federal Workers

April 07, 2025

Federal employees are facing unprecedented career uncertainty, making access to competent and ethical financial planners a crucial tool for the federal workforce. CFP Board has mobilized our resources to provide information and invaluable financial advice from our network of highly trained CFP® professionals.

The CFP® professionals listed below have volunteered their services pro bono or at reduced cost to current or recent federal employees. Organized by state, the list includes advisors’ names, firms and/or website links and indicates whether they are offering services pro bono, at a reduced rate or both.

Interested federal employees are encouraged to reach out to advisors in their state of residence. You can also search for CFP® professionals near you using the “Find Your CFP® Professional” search tool on LetsMakeAPlan.org.

Use the links below to advance to the corresponding state section:

Arizona California Colorado Connecticut

Delaware Florida Georgia Hawaii Illinois

Indiana Iowa Kansas Louisiana Maryland

Massachusetts Michigan Minnesota Missouri

Nebraska New Hampshire New Jersey New York

North Carolina North Dakota Ohio Oklahoma Oregon

Pennsylvania Puerto Rico Rhode Island South Carolina

Tennessee Texas Utah Virginia

Washington Washington, D.C. West Virginia Wisconsin

STATE	NAME	FIRM/WEBSITE	PRO BONO	REDUCED RATE
AZ	Vayahn Onuselogu		X	X
AZ	Michael Peterson	Impact Wealth Management	X	X
AZ	Corey Raths	Benefit & Financial Strategies		X
AZ	LaShaun Shelby	DKGB Financial	X	X
AZ	Alastair Stansfield	Rise Private Wealth Advisors		X
AZ	Lucas Wennersten	49th Parallel Wealth Management		X
AZ	Darci Zaunmiller		X

CA	Ryan Barnhill	Barnhill Wealth Management	X
CA	Jenny Chen	Northwestern Mutual	X
CA	Tiesha Cullins	Abacus Wealth Partners	X
CA	Chris Cooper	Chris Cooper & Company		X
CA	Carlos Delgado			X
CA	Eric Figueroa	Hesperian Wealth		X
CA	Brenda Friederich	Abundit Wealth		X
CA	Mai Gigliotti	Wells Fargo Advisors	X	X
CA	Virginia Hagen	Full Circle Financial Planning	X	X
CA	James Holland	Holland Strategic Wealth Advisors	X	X
CA	Patricia Johnson	Raise Financial Advisors	X	X
CA	Sanjay Kekkar		X	X
CA	Dianna Laney	Sapphire Oaks Wealth Advisors	X	X
CA	Karen McMillan	Osborne Partners Capital Mgmt.	X
CA	Peter Mu	Wealth Cairn	X	X
CA	Bradley Nelson	Point Loma Advisors	X	X
CA	Jonathan Obest	MWA Financial Services		X
CA	Elisa Ordona		X
CA	David Owens	Owens Investment Advisors	X	X
CA	Michael Rodriguez	Equanimity Wealth		X
CA	Amy Sharp	Amy T. Sharp, CFP	X
CA	Cherie Stueve	Dalton Education	X	X
CA	Brandon Welch	Newport Wealth Advisors	X	X
CA	Peter Wheeler	Wheeler Wealth Advisory		X

CO	Fred Apodaca III	Personal Benefit Financial		X
CO	Ron Blair	Personal Benefit Financial		X
CO	Sarah Gerber	Momentum Financial Planning		X
CO	Evan Jones	Monarch Financial	X
CO	Katherine Lewis	Tonn Financial Planning		X
CO	Sharla Rountree	Personal Benefit Financial		X
CO	Wendi Strom	LOTUS Financial Partners	X	X
CO	Casey Morris	Capstone Pacific Investment Strategies	X	X
CO	Marilynne Tarrall	NewWest Advisors	X	X

CT	Robert Bennett	Round Rock Advisors		X

DC	Camille Svitek	Evermay Wealth	X

DE	Kevin Lam	Age Wisely Financial		X
DE	Craig Lytle	Income & Estate Planning Partners	X

FL	Luana Corral	Associated Financial Consultants	X	X
FL	John Curran	Cetera	X
FL	David Fowler	High Mountain Financial Planning		X
FL	Henry Gibson-Garcia	G4 Financial Planning	X	X
FL	Tracie Handberg	Verisail Partners	X	X
FL	Nathan Helms	Integrity Wealth		X
FL	Felicity Hendrix	FFH CPA		X
FL	Alexis Hongamen	Total Financial Planning	X	X
FL	Roman Janos	Northwestern Mutual/Gator Wealth	X	X
FL	Desiree Kaul	Kaul Financial Solutions	X	X
FL	Robert Lewis	Path Financial		X
FL	Dena Minning	Personal Asset Management		X
FL	Mary Murphy	Mary M. Murphy, CFP®		X
FL	Len Nassi	First Financial Planners	X
FL	Richard Rios	Wells Fargo Advisors	X
FL	Claudia Sachs	Osaic Wealth	X
FL	Stephen Schulmerich	Schulmerich & Associates	X
FL	Jennifer Taub	Insight Securities		X
FL	Laura Thompson	GWN Securities	X	X

GA	Lia Bertelson	Together Planning	X
GA	Tania Brown	Tania P. Brown Services		X
GA	Michael Dayoub	Alpha Financial Management		X
GA	Laura LaTourette	Family Wealth Management Group	X
GA	Melissa Moss	Main Street Advisors	X	X
GA	Jim Mothorpe	Capital Investment Companies	X	X
GA	Michele P. Tucker	Edward Jones	X	X
GA	James Schippers	Cana Financial Planning		X
GA	Edward Seay	Cambridge Investment Research	X	X

HI	Travis Tazawa	Milestone Wealth Management	X

IL	Ross Cohen	Ritholtz Wealth Management	X
IL	Michael Cope	Pinnacle Planning Advisors	X	X
IL	Jennifer Gould	Kirkby, Phelan & Associates	X	X
IL	Colette Knobeloch	Osaic Wealth		X
IL	Daniel O'Connell	Northern Trust	X
IL	Martin Perdoux	Savant Wealth Management		X
IL	Jenny Redington	Stillman Bank	X	X
IL	Gloria Shi	Globalink Securities	X	X
IL	Kenneth Wong	Moran Wealth Advisors		X

IN	Norm Deken	Northwestern Mutual	X	X
IN	Ron Hodge	Raymond James	X

IA	Thomas Brooke	Thrivent	X	X
IA	Christine McElvania	Quad Cities Investment Group	X
IA	Penny Schmidt	Iron Horse Wealth Management		X
IA	Jacob Stalder	Navigate Financial Planning		X

KS	Mark Albright	Caliber Wealth Management	X
KS	Mark Gash	Summit Pointe Financial	X
KS	William May	CoreNorth Capital Planning	X	X
KS	Jason Samimi	Salus Wealth Partners	X	X

KY	Allen C. Garner, Jr.	Arras Wealth Management	X

LA	Lisa Schewe	Ameriprise		X

MD	John Bell	Free State Financial Planning	X
MD	Kevin Bultman	The Tenet Financial Group		X
MD	Nancy Briguglio	Brightworks Wealth Management	X	X
MD	Zion Chaflawee	Premier Financial	X	X
MD	Brian Conrad	Edward Jones	X	X
MD	Karen Foley	First Command Financial Services	X	X
MD	Kevin Forkin	Charles Schwab	X
MD	Martin Franks		X	X
MD	Dwayne Grady	Prime Capital Financial Advisors	X	X
MD	Basil Herzstein		X	X
MD	Benjamin Huber	Five Rivers Financial Advisors	X	X
MD	Mark Humphries	Sentinel Financial Planning	X	X
MD	Hali London	Facet Wealth		X
MD	David Middleton	Middleton Advisory	X
MD	Michelle Muhammed	M&M Wealth Advisory	X	X
MD	John Olsen	2250 Financial Services	X
MD	Tacy Paul Roby	Tribridge Partners Financial	X	X
MD	Claudia V. Romero		X	X
MD	Sandeep Saini	PlanVest Financial		X
MD	Jessie Washington	Alpha Solutions Group	X	X

MA	Kimberly Howard	KJH Financial Services		X
MA	Dan Pinheiro	South Coast Planning & Wealth Management	X
MA	Jennifer Sahady	Jennifer Sahady		X

MI	Jodi Krausman	Money Concepts Financial Planning Center	X	X

MN	Marty O'Shaughnessy	CFG Retirement	X	X

MO	Dawn Abernathy	Core Planning	X	X
MO	Mike Hunsberger	Next Mission Financial Planning	X	X

NE	Gerardo Castillo	Guardian	X	X

NH	Rhonda Bowden	Hanai Financial		X
NH	Brian Lavoie	LPL Financial		X

NJ	Dawn Brown	Peapack Private Bank and Trust	X
NJ	Jayeeta Choudhury	River's Edge Wealth Partners	X	X
NJ	Anthony DeGerolamo	DeGerolamo Financial Strategies	X	X
NJ	Gene McGovern	McGovern Financial Advisors	X	X
NJ	Jaime Quinones	Stockade Wealth Management		X
NJ	Michael Sautner			X
NJ	Charlie Ward	Investment Strategies Advisors	X	X

NY	Taunya Abaya	Abaya Wealth Management		X
NY	David Bonington	Stacey Braun Associates	X
NY	John Brenkovich	Brenkovich Financial Management		X
NY	Eustache Clerveaux		X
NY	Marlene Dattilo	Keystone Capital Partners Group	X
NY	Henry Devries	Tranquility Wealth Management	X	X
NY	Thilan Kiridena	Northwestern Mutual Wealth Management Company	X	X
NY	Matt Lechner	Layline Advisors		X
NY	Nicholas Ludwa	Harbortown Financial Group	X
NY	Lakshmi Nagarajan	Holistic Wealth Advisors	X
NY	Shebna Olsen-Shillibeer	Equitable Advisors	X
NY	Maria Sciuto	Compass Asset Management Group	X	X
NY	Michael Yuen	Zero Day Capital		X

NC	Beth Agnello	Fair Winds Financial Advice		X
NC	Chia-Li Chien	Value Growth Institute	X
NC	Charles Feehely	Charles Michael Financial	X	X
NC	Chuck Clifton	Sycamore Financial Planning	X	X
NC	Matthew Filepp			X
NC	Wendolyn Forbes	Wealth Transition Finance		X
NC	Andrew Gibson	Beacon Wealth Advisors	X	X
NC	Karen Jerabek	Harbor Blue Financial	X

ND	JP Mortenson	Johnson Wealth Management		X

OH	Sheridan Murphy	Murphy Financial Group		X
OH	Thomas Pitrone	Pelorus Wealth Management	X
OH	Jessica Simmons	TCP Asset Management	X	X
OH	Derrick Schuler	Schuler Wealth Planning	X	X
OH	David Yormick	Summit Capital	X	X

OK	Jasmine Ball	Bamboo Financial Partners	X	X
OK	Eileen St. Pierre	The Everyday Financial Planner		X

OR	Douglas Richards	Crest Financial	X	X
OR	Lisa Wible Turowski	Ameriprise Financial	X	X

PA	Susan Allen	The Capital Legacy	X	X
PA	Frank Austin	Sustainable Financial Planning		X
PA	Caleb Bogia-Curles		X
PA	Courtney Callas	Armstrong Wealth Management		X
PA	Sean Cook	Harvest Advisers	X	X
PA	Isaac Keil	Isaac Financial	X	X
PA	Scott McCrea	Edward Jones	X	X
PA	Brent Sandino	Multi-Line Financial Services	X	X
PA	Tyson Sears	HKS Financial Partners	X	X

PR	Alfredo Perez	Osaaic Wealth	X	X

RI	Chancellor Harkins	Harkins Wealth Management		X

SC	David Conley	Masters Financial Group		X
SC	Carly Griffin	Arrow & Bow Wealth Advisors		X
SC	Paula Sabbagha	UBS	X	X

TN	Susan Martin	Franklin Wealth Solutions	X	X

TX	John Fowler	Paragon Wealth	X	X
TX	Mario Hinojosa	Primerica	X
TX	Emmanuel Livingston Jr.	Emmanuel S. Livingston, CPA/PFS, CFP®	X	X
TX	Jacob McDonald	Secure Financial Management	X
TX	David Mize	Captrust	X
TX	Larry Nemoto	Larry Nemoto, CFP®, CPA, CLU	X	X
TX	Patrick Nolan	Agility Financial Group	X	X
TX	M. Scott Slayton	Agility Financial Group	X	X
TX	Gay Thompson	Per Stirling Capital Management		X
TX	Elizabeth Watkinson		X	X
TX	Grace Yung	Midtown Financial Group	X	X

UT	Allison Osgood	Zions Wealth	X

VA	Rick Baray	Morgan Stanley	X
VA	Richard Bindrup	Bindrup Wealth Management	X
VA	Alexander Brown	RBC Wealth	X
VA	Steven Burkholder	Everence	X	X
VA	Paul Collinson	Legacy Planning Advisor		X
VA	Jessie Doll	Reframe Wealth	X
VA	Kedisha Ebanks	LPL Financial	X
VA	Kailen Gildersleeve Denton	Morgan Stanley	X
VA	Nafitalai Kioa		X
VA	Lori Herold-Jacobson	Jacobson Consulting	X
VA	Kelley Hubbell	Fidelity Investments	X
VA	Thomas Lawton	RW Baird		X
VA	Jessica Ness	CJM Wealth Advisers	X	X
VA	Sid Phillips	Dominion Financial Partners		X
VA	Lisa Robinson	Virginia Financial Center	X
VA	Adam Smith	Covenant Wealth Advisors	X
VA	Dennis Wilt	Morgan Stanley	X
VA	Daphne Wright	Flourish Financial Pathways	X	X

WA	Nicholas Bormann	Bormann Wealth Management		X
WA	Terry Bradford-Crane	Bradford Crane Company	X	X
WA	Michael Carter	Carter Financial Services	X	X
WA	Lanette Cottnair	Morgan Stanley	X
WA	Angel Cruz	Cruz Wealth Management		X
WA	Ernest Luoma	Ernest Luoma Financial Coaching	X	X
WA	Paul Nelson	WestStar Prosperity Partners		X

WV	Brandon Miller	Primerica	X

WI	Douglas Anderson	Prudential Financial		X
WI	Matt Fizell	Harmony Wealth	X	X
WI	Chad Nehring	Conceptual Financial Advisors	X	X
WI	Kurt Smith	Northwestern Mutual	X	X
WI	Claire Walmer	Sun Step Financial		X

about cfp board

CFP Board is the professional body for personal financial planners in the U.S. CFP Board consists of two affiliated organizations focused on advancing the financial planning profession for the public’s benefit. CFP Board of Standards sets and upholds standards for financial planning and administers the prestigious CERTIFIED FINANCIAL PLANNER^® certification — widely recognized by the public, advisors and firms as the standard for financial planners — so that the public has access to the benefits of competent and ethical financial planning. CFP^® certification is held by more than 100,000 people in the U.S. CFP Board Center for Financial Planning addresses diversity and workforce development challenges and conducts and publishes research that adds to the financial planning profession’s body of knowledge.

contact

Joseph Feese
Director of Public Relations
202-379-2305
[email protected]