Tired of Being Broke — How Do I Break the Cycle of Financial Struggle? The Step-by-Step Guide to Escaping the Paycheck-to-Paycheck Trap

Living paycheck to paycheck can be stressful, as unexpected expenses can lead to debt without a financial cushion. A 2019 CFP Board survey revealed that 40% of Americans have never created a budget, and 59% are not tracking their spending.

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