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Description
Join us for an insightful presentation debunking common misconceptions about annuities, including their role in multigenerational tax deferral and trust administration for bypass, irrevocable, and special needs trusts. We'll also explore the mechanics of Private Placement Life Insurance (PPLI), highlighting its tax-efficient structuring and practical applications. Gain clarity on flow-through tax treatment and discover how these financial tools can optimize wealth preservation strategies.
Learning Objectives
• Explain the benefits and mechanics of tax-deferral strategies, including Private Placement Life Insurance (PPLI) and variable annuities, in the context of legacy and tax planning.
• Compare the after-tax performance of tax-deferred vehicles versus taxable investment accounts, using metrics such as internal rate of return (IRR) and hypothetical case studies.
• Identify the key tax implications and compliance considerations associated with PPLI, annuity ownership, and trust structures under current IRS regulations.
• Evaluate how asset location and ownership structure impact long-term wealth accumulation and estate transfer efficiency.
• Apply tax-efficient strategies to meet the complex needs of high-net-worth clients, including trust planning, beneficiary control, and intergenerational wealth transfer.