Description
We debunk common annuity myths using case studies and insights to todays array of products. We add perspective proving the answer is not "always" or "never" use an annuity but rather "which client and which annuity"
Learning Objectives
We look at annuities through a "probability" and "protection" perspective. We study the usage of QLAC, SPIA, DIA and indexed products with riders. We explain how mortality credits work.