Wealth Advisor Education Program

Section 1: Ethics – Explain all potential conflicts of interest and disclose all compensation received for services provided. Section 2: Applied Behavior Finance – Describe various behavioral biases based on existing beliefs and how they may impact financial decision making and behavior. Section 3: Family Dynamics – Perform client discovery and develop a family education plan appropriate to meet the goals and objectives of the family members. Section 4: Tax Strategies and Planning – Identify strategies to defer gains on various property transactions, including like-kind exchanges and sales of certain small business stock. Section 5: Portfolio Management – Integrate an appropriate mix of alternative investments into a portfolio based on a client’s objectives, time horizon, risk tolerance, and applicable constraints. Section 6: Risk Management and Asset Protection – Compare insurance policy pricing and structures, and analyze self-insuring as a strategy. Section 7: Client Focus – Executives – Calculate tax results of various outright stock sales over multiple time periods in order to develop tax efficient strategies and action plans. Section 8: Client Focus – Closely Held Business Owners – Analyze closely held business exit strategies and succession plans. Section 9: Client Focus – Retirement – Develop asset accumulation strategies in qualified and non-qualified structures (e.g., qualified retirement accounts, individual retirement accounts, and personal taxable accounts). Section 10: Charitable Giving – Calculate charitable income tax deductions and limitations applicable to cash and appreciated asset contributions to public charities and private foundations. Section 11: Estate Planning and Wealth Transfer – Develop strategies to provide living support and protection of heirs while preserving a client’s estate and wealth-transfer goals.