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Description
This course, Agents & Advisors Key to Annuities & Ethical Conduct, consists of 172,422 words spanning 543 pages and is designed to enhance the knowledge, understanding, and professional competence of the student as to insurance principles and coverages, applicable laws and rules, recent changes in coverages, technical policy provisions, underwriting guidelines and standards, law and the duties and responsibilities of the licensee, consumer protection, and insurance ethics.
Learning Objectives
The course will provide the reader with the following components regarding annuities.
• Every type of annuity that is in the market today, their inner workings, laws regulating annuities, qualified contracts and non qualified contracts, immediate annuities and deferred annuities, fixed annuities and variable annuities, taxation consequences and benefits, who is a good candidate for each type of annuity, recent changes in law, structured settlements, disadvantages and advantages of annuity investing, the differences in each annuity, suitability regulations, contract replacement regulations, various indexing methods, nonforfeiture regulations, annuity riders and waivers, living and death benefit riders, special circumstances involving seniors, and more.