Certified Financial Planner Board of Standards, Inc. ("CFP Board") Legal Notices

Certified Financial Planner Board of Standards, Inc. ("CFP Board"), is a nonprofit corporation and maintains this Web site for the personal, non-commercial use of its users. Your access to and use of the Web site is subject to all legal notices and all applicable laws. By accessing and browsing the Web site, you accept the terms and conditions contained in this section of the Web site, without limitation or qualification.

Please read the legal notices carefully and if you disagree with any of the language, terminate use of this Web site.

1. Trademark

   CFP Board owns and has federally registered the mark CFP®, which we award to individuals who successfully complete initial and ongoing certification requirements. CFP Board also owns and has federally registered the stylized CFP (with flame design), as well as owns the federally registered "It's your future. Plan it!®" mark. We also use in commerce and own the marks CERTIFIED FINANCIAL PLANNER™ and CFP (with plaque design). CFP Board's trademarks may not be used in any way without receiving CFP Board's prior express written permission. Misuse of CFP Board's trademarks is strictly prohibited. Please be advised that CFP Board will aggressively enforce its intellectual property rights to the fullest extent of the law.

   Other product and service names may be trademarks of their respective companies. The absence of an identification of third party marks or the lack an attribution of ownership of such marks on this Web site should not be construed as any claim of rights by CFP Board.

2. Copyright

   Copyright © 2013 Certified Financial Planner Board of Standards, Inc. All rights reserved.

   You should assume that everything you see or read on this Web site is copyrighted (unless otherwise noted) and may not be used, except as provided in this Legal Information section or in the text on the Web site, without the prior consent of CFP Board.

   1. Use of Content

      All information, documents and materials posted in this Web site are solely for the use of CFP Board users and may not be resold, republished, or copied, without the prior consent of CFP Board. Information, documents and materials may be reprinted for educational and nonprofit purposes only. In addition, all information, documents and materials posted in this Web site are subject to change.

      CFP Board will generally grant permission to use content or reprint additional copies of copyrighted materials upon a user's written request. In order to receive CFP Board's written consent, please complete the online Copyright Permission Request form and CFP Board's Trademark Department will review your request and notify you by e-mail if your request has been approved or if we require more information.

      You may also Download the Copyright Permission Request form (pdf) and send the completed form to CFP Board by mail or fax to:

      Certified Financial Planner Board of Standards, Inc.
      Attention: Trademark Department
      1425 K Street, NW, Suite 500
      Washington, DC 20005

      Fax: 202-379-2299

3. Collection and Dissemination of Information Policy

   CFP Board is a nonprofit certification organization whose mission is to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for personal financial planning. CFP Board has created this policy regarding how CFP Board may collect, use, and disclose personal information about you.

   Should you have additional questions, comments, concerns, or want to opt-out of certain information dissemination please contact us by regular mail, e-mail, fax or phone:

   Certified Financial Planner Board of Standards, Inc.
   1425 K Street NW #500
   Washington, DC 20005

   E-mail: mail@cfpboard.org
   Fax: 202-379-2299
   Phone: 800-487-1497

    

1. Use of Non-Restricted Access Web Site Pages -- No Information Collected

   Many sections of the Web site are open to all users, with no registration required. For these sections, our Web server automatically recognizes no information regarding the Web domains or e-mail addresses of the Web site visitors.

2. Information Collected Through Web-based Forms and Contacts May Be Disclosed

   We collect contact information, such as mailing addresses and e-mail addresses, from Web site users who submit a form or request for information. This contact information is used to send the requested information and materials to the Web site users. In some cases CFP Board releases this information to education providers, industry organizations, associations or businesses related to the financial planning industry as CFP Board deems appropriate. A fee is charged for the list, and may be used one-time only.

   How to Opt Out: Users may opt-out of receiving future information from CFP Board or from being included on lists CFP Board provides to education providers, industry organizations, associations or businesses related to the financial planning industry either by selecting the "opt-out" box located at the bottom of each of the Web-based forms or by e-mailing or faxing notification to the numbers listed above in this section.

3. Policy on the Release of CFP® Certificant Information

   CFP Board, either through telephone or e-mail responses or through its Web site "Search for a CERTIFIED FINANCIAL PLANNER™ Professional" function may provide any of the following information:

   • Whether the person(s) has ever been certified by CFP Board, the date of that certification, and, if not currently certified, the date on which certification lapsed or was otherwise terminated.
   • Whether the person(s) has indicated he/she is in the practice of financial planning.
   • Any past and/or current public disciplinary actions against the person(s) by CFP Board.
   • The business name, address and phone number of the person(s).
   • The renewal date for the person(s) current CFP® certification.

   From time to time CFP Board provides this same information in the form of a list to education providers, industry organizations, associations or businesses related to the financial planning industry as CFP Board deems appropriate. A fee is charged for the list, and may be used one-time only. Certificants may opt-out of being included on these lists by selecting the "opt-out" box located in the Contact Information section of their online CFP Board accounts, at the bottom of the online Certification Application form or by e-mailing or faxing notification to the numbers listed above in this section.

   CFP Board may provide information other than that listed above, including but not limited to social security numbers, to government and self regulatory organizations, to allow for the proper identification of person(s) associated with the requesting agency.

   CFP Board reserves the right to deny any requests for information.

4. Legally Required to Disclose Information

   CFP Board may release information on the rare occasions when we are required to do so by law, are involved in a lawsuit or in order to enforce the terms of use conditions.

5. Changes to Collection and Dissemination of Information Policy

   CFP Board reserves the right, at any time, to add to, change, update, or modify this Policy, simply by posting such addition, change, update, or modification on this site and may require CFP® professionals to consent to certain changes. Any such addition, change, update, or modification will be effective immediately upon posting on the site.

4. Discrimination

   CFP Board does not discriminate in certification opportunities or practices on the basis of race, color, religion, sex, national origin, age, disability or any other characteristic protected by law.

5. Security

   Physical, electronic and managerial procedures have been employed to safeguard the security and integrity of personal information. Personal information is accessible only by staff designated to handle online complaints or requests. All CFP Board agents and contractors with access to personal information obtained on CFP Board's Web site are also bound to adhere to this policy. To protect the security of information supplied by users in order to access restricted areas, users must provide e-mail addresses and passwords to access their information.

6. Disclaimer

   THE MATERIALS CONTAINED IN THIS WEB SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND. CFP BOARD EXPRESSLY DISCLAIMS ALL SUCH REPRESENTATIONS AND WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE, NONINFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. CFP BOARD DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED WITHIN THESE MATERIALS. CFP BOARD MAY MAKE CHANGES TO THIS WEB SITE AT ANY TIME WITHOUT NOTICE. WHILE CFP BOARD STRIVES TO KEEP THE INFORMATION ON THIS WEB SITE ACCURATE AND CURRENT, CFP BOARD CANNOT GUARANTEE THE ACCURACY, COMPLETENESS OR TIMELINESS OF THE INFORMATION. INFORMATION WITHIN CFP BOARD'S WEB SITE MAY CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CFP BOARD RESERVES THE RIGHT TO MAKE CHANGES, CORRECTIONS AND/OR IMPROVEMENTS TO THE INFORMATION CONTAINED WITHIN THIS WEB SITE, AT ANY TIME, WITHOUT NOTICE.

7. Limitation of Liability

   YOUR USE OF AND BROWSING IN THIS WEB SITE ARE AT YOUR OWN RISK

   IN NO EVENT SHALL CFP BOARD NOR ANY PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF THE USE OF, OR INABILITY TO USE, THE WEB SITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, EVEN IF CFP BOARD OR OTHER PARTY HAS BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES. BECAUSE SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

8. Updates

   CFP Board reserves the right to make changes to CFP Board's Web site and any Legal Information contained herein at any time by updating this page without notice to you. You should visit this page from time to time to review the then-current Legal Information because they are binding on you. Your use of this Web site following any such change constitutes your agreement to follow and be bound by the Legal Information as changed. If any change is unacceptable to you, your only recourse is to terminate your use of the Web site.

9. Applicable Law

   This Web site is controlled by CFP Board, incorporated in the State of Colorado, from its offices within Washington, District of Columbia, the United States of America. As such, U.S. federal laws and the laws of the State of Colorado will govern the Legal Information section, excluding any principles or rules of law that may direct the application of the law of another state. You hereby irrevocably and unconditionally consent to submit to the exclusive jurisdiction of the courts of the State of Colorado, second judicial district, and/or the United States District Court for the District of Colorado, for any litigation arising out of or relating to the use of CFP Board's Web site, waive any objection to the venue of any such litigation in the Colorado courts and agree not to plead or claim in any Colorado court that such litigation brought therein has been brought in an inconvenient forum. If any provision of this Legal Information section shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from the Legal Information and shall not affect the validity or enforceability of any remaining provisions.

10. Links

    For your convenience, CFP Board may provide links to various other Web sites that may be of interest to you. However, CFP Board does not control such Web sites and is not responsible for their content nor is it responsible for the accuracy or reliability of any information, data, opinions, advice, or statements contained within such Web sites. Furthermore, CFP Board's Collection and Dissemination of Information Policy is applicable only when you are on our Web site. Once you link to another Web site, you should read that Web site's privacy policy before disclosing any personal information. If you decide to access any of the third party Web sites linked to this Web site, you do so at your own risk. CFP Board reserves the right to terminate any link or linking program at any time.

11. Limitations on Use

    CFP Board may from time to time monitor or review discussions, postings, transmissions and other information or material on this Web site; however, CFP Board is under no duty to do so and assumes no responsibility or liability arising from such matters nor for any error, defamation, libel, slander, omission, obscenity, pornography, or inaccuracy contained in any such discussion, posting or transmission. Furthermore, you are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, pornographic or erroneous material or otherwise violate any law through the use of this Web site. CFP Board will fully cooperate with any law enforcement authorities or court order requesting or directing CFP Board to disclose the identity of anyone posting any such information or materials.