Find a true professional. If you are ready to pay for professional help, your first order of business should be to locate a financial adviser who is certified. In the financial planning world, the key designation is being a CERTIFIED FINANCIAL PLANNER[™ professional]. Having this designation means that the adviser has a college degree, has passed an exam, meets annual education requirements, and would face disciplinary action if they violate board regulations and ethics standards. To find certified advisers, visit cfp.net, and do a search for someone in your area.
October 8, 2010