The economy has left consumers worried about their finances and looking for ethics and competency standards in their financial advisors, Certified Financial Planner Board of Standards Inc. research shows. Thirty-nine percent of upper income consumers are worried about their own lack of control over their finances, going into debt, their families’ financial future and not having enough money for retirement, according to CFP Board's 2004 Consumer Survey.

2004 Consumer Survey (PDF)

2004 General Market Consumer Survey

In contrast to the 2004 Consumer Survey which surveyed upper-income individuals, CFP Board also conducted a general market survey of households with an average income is $52,000 and a median net worth of $153,000. Survey participants said that they saved or invested 10% of their total income.

2004 General Market Consumer Survey (PDF)