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14. Resources

This material is presented by the:

Employee Benefits Security/Administration
U.S. Department of Labor
200 Constitution Ave., N.W.
Washington, DC 20210
Website: www.dol.gov/ebsa
Toll-free Publication request line:
1-866-444-ebsa (3272)

Certified Financial Planner Board of Standards, Inc.
1425 K Street, NW, Suite 500
Washington, DC 20005
Toll-free number: 800-487-1497

Sample Financial Calculator Web Sites:

www.kiplinger.com - Click on "Planning," then "Retirement."
www.moneymag.com - Click on "Your Money," then "Retirement."
www.usnews.com - Click on "Money and Business," then "Retirement."
www.asec.org - Click on "Ballpark Estimate."
www.finra.org - Click on "Investor Education," then "Tools You Can Use."

(Note: The sites above are only a sample of calculators available on the Web. The Department of Labor and CFP Board do not endorse a specific calculator or the products and services offered on these Web sites.)

Getting Out of Debt:

www.ftc.gov/credit
View "Knee Deep in Debt" and "Fiscal Fitness: Choosing a Credit Counselor" (Click on "For Consumers," then "In Debt?")

Other Web sources that highlight savings and retirement planning:

www.sec.gov
View the U.S. Securities and Exchange Commission's Investor Information section for online help with investing and consumer protection questions. The site also offers resources for teachers and a student quiz, "Test Your Month $marts."

Toll-free consumer information number:
1-800-732-0330

www.ftc.gov
Check out the Federal Trade Commission's section "For Consumers," including alerts on investment schemes.

www.pueblo.gsa.gov
The Federal Citizen Information Center's site contains text versions of hundreds of consumer publications. See the "Money" section for a list of brochures on money management and retirement planning.

www.socialsecurity.gov
Visit the Social Security Administration's Web site for pages on retirement and a kids page that includes information for parents and teachers. Wage earners can request a Personal Earnings and Benefits Estimate Statement or can estimate their retirement benefits online.

www.irs.gov/ep
The IRS Web site provides tax information on IRAs, 401(k) plans, SEP and SIMPLE plans, and much more.

www.savingsbonds.gov
The Bureau of the Public Debt's Web site features pages on savings bonds, a savings bond calculator, and instructions for buying bonds online.

www.investoreducation.org
Investors of all ages can link to "Investing Basics," and for kids, the site includes a "Kid's Savings Calculator." All are sponsored by the Alliance for Investor Education (AIE).

www.aarp.org
The AARP site provides advice on a host of retirement planning issues. Link to "Money and Work" for a wealth of information on financial planning.

www.nefe.org
Check out the "High School Financial Planning Program" at this site, sponsored by the National Endowment for Financial Education.

www.jumpstartcoalition.org
Jump$tart Coalition for Personal Financial Literacy offers personal financial education materials aimed at grades K-12.

www.consumerfed.org
The Consumer Federation of America offers several financial publications, including 66 Ways to Save Money. You can also download information on "Teenage Consumers: Teaching Your Children How to Save and Spend."

www.moneyopolis.org
This educational Web site for kids in grades 6 through 8 focuses on basic financial concepts. Also, it features interactive segments that demonstrate how much children can accumulate just by saving a little. Includes pages for teachers and parents.

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