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	Subscribe to CFP Board's monthly "It's Your Turn" eNewsletter and CFP Board will e-mail you information about financial planning, consumer alerts, financial planning tools and resources and much more. All it takes to sign up is a valid e-mail address - subscribe today! Read the latest "It's Your Turn" eNewsletter or scan the contents of past editions from the lists below.

	February 2010 Message from CFP Board Crisis Management Top News Stories Tax Refund Loan Alternatives Actuaries: Planning Tools Leave Holes Personal Finance News Ten Vital Financial Tips to Take You Through 2010 Start Thinking Now About 2010 Taxes 3 Ways Your 401k Contributions Will Profit More Than Any Other Investment Planning Your Estate Should You Tap Credit Unions for College Loans? Avoid the Pitfalls of One-Size-Fits-All Life Insurance Policy Credit Scores: Five Common Questions Answered Not All Financial Planners Made Equal: How to Choose the Right One Financial Alerts Officials Warn of Possible ID Theft in Census Count

	January 2010 Message from CFP Board The 2010 No-Rep Financial Workout Top News Stories Proposal to Spell Out Projected 401(k) Income Has Critics Fearing Riskier Investing Personal Finance News Digging Out From Under a Mountain of Debt 6 Questions to Ask About Title Insurance Getting an Early Start on Saving Makes a Huge Difference in Retirement Income Retirement Planning at Age 55+: The Landing Pattern Retirement Guide: 'Never Too Late' for a Plan; How to Pick Financial Planner Questions for a Financial Planner Tax Breaks Include the New and the Overlooked Financial Alerts ID Theft Threats to Watch in 2010 Friend Request Phishing Gaining Traction

	December 2009 Message from CFP Board Don’t Just Write Your Will: Talk It! CFP^® Professionals Connect with Young Adults on AARP’s LifeTuner.org Top News Stories Few Get Major Debt Relief From Settlement Firms A Free Credit Score Followed by a Monthly Bill Personal Finance News Drowning in Debt? Manage What You Owe Before You Need Saving How to Tell If You're Saving Enough Lesson for Grandma--529s Trump Savings Bonds Few Take Advantage of Chance to Adjust Their College Savings Plans Personal Finance: Keep Holiday Spending Under Control This Season Personal Finance: Don't Cut 401(k) Contributions to Get Cash How to Size Up College Health Coverage Credit Cards: Break Up, or Make Up? Finding a Financial Planner Who's Right for You

	November 2009 Message from CFP Board Understanding the New Financial Realities Paper or Plastic? Why I Prefer Money to Gift Cards Top News Stories Students Wisely Turn From Private Loans Pre-Paid College Tuition Offers Big Savings Personal Finance News Age the Wrong Gauge for Portfolio Allocations The Best Savings Account Rates: An Ongoing Quest Financial Planning: What Every Woman Should Know Making Your Money Last in Retirement Money Talks to Have Before Marriage 5 Myths About Wills, and What You Should Do There's Still Time for Auto Tax Breaks by Year-End

	October 2009 Message from CFP Board IRA Conversions: Wait for 2010 or do them now? Top News Stories Tweaks Suggested for 529 Plans New Credit Scoring Model May Boost Some Borrowers' Scores Personal Finance News Planning Goes Beyond Investing Seven Insurance Myths That Can Cost You Workers Discover 401(k) Plans Are Failing Them in Retirement Old Truths Need Not Always Apply Preparing for the Worst Why Retirement Savings Should Trump College Savings 10 Ways to Lower Your Taxes Auto Insurance: Top Things to Know 4 Low-Risk Inflation Strategies

	September 2009 Message from CFP Board Credit Card Act of 2009 Could Spell Trouble for Consumers Free Financial Planning Clinic Set for Detroit on September 19 Top News Stories Blank Credit Card Checks Can Be Risky, According to FDIC Personal Finance News When It Comes to College, Many Are Paying in Advance Premium Opportunities Teaching Teens About (Credit) History Recession Alters Financial Outlooks, Spurs New Questions The Secrets to Finding a Student Loan How to Choose a Financial Adviser As CDs Slide, Search Is On for Safe Haven Losing Fear of Budgeting Will Set You Free Take Social Security Early? Points to Consider Is Now a Good Time to Refinance?

	August 2009 Message from CFP Board Take Some Time for A Little Financial Self Care Top News Stories Planners Step Up Fiduciary-Standard Push Earlier Notice on Rate Hikes Gives Credit Card Users Options Personal Finance News Wary Investors Are Seeking Out Objective Voices Time to Stop Hiding From the Stock Market Planning Matters: Know Estate Planning Papers Do a Midyear Check: Make These 7 Resolutions for Financial Success Time to Boost Your College Savings? Personal Finance: Now's the Time to Plan Tax Savings 10 Personal Finance Basics to Consider as You Work Through the Recession Planning a Will Is Crucial, Even if You Don't Have a Lot Tips for Choosing a Financial Adviser

	July 2009 Message from CFP Board The Rules for a Successful Relationship with Your CFP® Professional CFP Board Proposes Industry Standards for Target Date Funds Top News Stories A Personal Finance Workout Elizabeth Warren on Consumer Financial Protection Personal Finance News Savings Game: Pick a Financial Planner Carefully Financial Fundamentals: New Rules About Roth IRA Contributions Do You Have Time to Get Back in the Black? What to Look for in a Long-Term Care Insurance Policy Leaving 401(k) Money With Former Employer Could Protect Savings Face the Numbers With Personal Financial 'Stress Test' Tips for the Budget-Phobic Financial Alerts Medical Problems Could Include Identity Theft Cyber Crimes Now More Sophisticated and Growing by 45 Percent Credit Protection May Not Protect

	June 2009 Message from CFP Board Self-Control is Better than Government Control Top News Stories Obama Signs Credit-Card Overhaul Legislation Into Law New Survey Shows Need for Greater Financial Literacy Personal Finance News Financial Wisdom From a New Graduate Hiring Financial Help A Report Card for Your 401(k) Plan Getting Personal: Retirees Can Reset Social Security Benefits Rebalancing Kids’ 529 Plans Requires Care How to Create a Rainy Day Fund

	May 2009 Changes Coming to "It’s Your Turn" Choosing for Better, and Not for Worse Welcome to the Real World: Preparing Your First Financial Plan How to Talk with Children about Money Financial Alerts

	April 2009 Plan for Your Financial Health Survey: How Many Months Can You Last On Your Savings? Four Things to Do with Your Tax Refund CFP Board Consumer Webcasts Address Key Financial Planning Topics Want To Launch Your Own Business? Start with a Financial Plan Financial Alerts

	March 2009 Time to Spring Ahead: Jump Start Your Personal Finances with Simple Tax Planning When Bad Things Happen to Your Good Name Don’t Scrimp on Your Insurance Coverage Financial Alerts

	February 2009 If You’re Jobless, Remember You’re Not Helpless Survey: Are You Building a Cash Reserve as a Possible Buffer in Case You Lose Your Job? What You Need to Know About Bankruptcy To Refinance or Not To Refinance? Financial Alerts

	January 2009 A “Fidu - Who?” CFP Board’s fiduciary standards for CFP® Professionals go into effect Love and Money: Financial Planning Tips for Couples How America Saves Week Can Help You Save Financial Alerts

	December 2008 Put Together a Financial Game Plan for 2009 Survey: What is Your Financial Planning Priority for 2009? Why You Need a Will Financial Fitness for Forward-Looking Women Financial Alerts

	November 2008 Traditional IRAs versus Roth IRAs: Should You Switch? Finding Your Feet when You Lose Your Job: How Financial Planning Can Help 401(k) Contribution Limits Raised for 2009 Bank Fees up again in 2008 Study Hundreds of Consumers Connect with CFP® Professionals at CFP Board’s Financial Planning Clinic in Miami Financial Alerts

	October 2008 When the Going Gets Tough, Stick to the Plan Market Volatility Causing Many to Rethink Retirement Schedules Survey: Are Your Retirement Plans On Track? (survey now closed) How to Discuss Finances with Aging Parents Miami Financial Planning Clinic Is Around The Corner Financial Alerts

	September 2008 How to Keep Score of Your Credit It’s Nifty to be Thrifty Don’t Be Rushed Into Switching Insurance Providers About CFP Board’s Revised Standards of Professional Conduct CFP Board’s first 2008 Clinic Attracts 500 Consumers Financial Planning Week: October 6-12, 2008 Financial Alerts

	August 2008 Kids and Money IV: Living at Home—Again 401(k) Savers Unfazed by Market Turbulence Check In to the Financial Planning Clinic! Free Online Financial Planning Information for Women Drop in Back-to-School Spending Survey: Do you Plan to Cut Back on Back-To-School Spending? (survey now closed) Financial Alerts

	July 2008 Kids and Money III: The College Years The Facts about Inflation Don’t Let Debt Become a Four-Letter Word 401(k) Loans on the Rise Social Security Unveils New Calculator Financial Alerts

	June 2008 Kids and Money II: The Adolescent Years Frequently Asked Questions about Financial Planning Revised Ethical Standards Enhance the Value of CFP® Certification It's Time to Schedule Your Mid-Year Financial Checkup CFP Board on Track for Successful Financial Planning Clinics Survey: Does Your Financial Plan Include Stock Purchases? (survey now closed) Financial Alerts

	May 2008 Kids and Money: The Early Years How To Handle Home Equity Some Stimulus Rebates Go Astray Americans More Worried About Retirement; Health Costs a Big Concern Financial Alerts CFP Board Holding Free Financial Planning Clinics in Washington DC, Miami

	April 2008 Saving for College with a 529 Plan High Net Worth "Earners" Enjoy Greater Security During Economic Downturns If You Come Into Money, Here's How to Manage a Windfall Taxes Done? Then It's Time to Think About Next Year's Return Financial Alerts Survey: Will Rising Energy Costs Crimp Your Vacation Plans? (survey now closed) CFP Board Prepares for Free Financial Planning Clinics in Washington DC, Miami

	March 2008 Managing Your Money in Tough Economic Times Understanding Your Tolerance for Investment Risk The Mystery of Mental Accounting Financial Alerts Reverse Mortgages: A Tool to Use with Caution

	February 2008 Welcome to America Saves Week! Stimulate Your Finances: Using Your Tax Rebate Wisely Survey: How Will You Spend Your Tax Rebate? (survey now closed) Free Tax Help through VITA A Tool to Manage Your Tax Refund: IRS Form 8888 Financial Alerts

	January 2008 The ABCs of Socially Responsible Investing The Meaning of Mortgages III: Reasons to Refinance Financial Alerts IRS Considers Restrictions on Tax Refund Anticipation Loans Making Financial Goals Stick

	December 2007 The Credit Score Repair Kit The Meaning of Mortgages II: Getting the Credit you Deserve Federal Reserve Proposes Reforms to Mortgage Lending Practices Financial Alerts Survey: What Is the Biggest Financial Decision You Will Make in 2008? (survey now closed) Savings in America: Many Admit They’re Not Doing Enough

	November 2007 Faith and Financial Planning The Meaning of Mortgages I: The Basics Financial Alerts Survey: How Does Your 2007 Holiday Gift Budget Compare to 2006? (survey now closed) Holiday Gifts and Values

	October 2007 Saving for Retirement: Bater Late than Never Getting to Know Annuities Financial Alerts Starting Out: Time Is on Your Side Save Time, Save Money

	September 2007 In Case of Emergency ... Use This Fund! Health Savings Accounts and You Financial Alerts Portrait of an Investment Fraud Victim Survey: Have You Experienced Financial Fraud? (survey now closed)

	August 2007 Getting Ready for Retirement IV: The Rise of Unretirement Survey: How Much Work Will Fill Your Retirement? (survey now closed) Financial Alerts What a Daily Money Manager Can Do for You CFP Board's 2007 Financial Planning Clinic: Workshop Presentations Now Available Online

	July 2007 Getting Ready for Retirement III: Generation-X Gets Serious about Planning Red Flags and Green Lights: Finding a Financial Planner You Trust Financial Alerts Is Credit Counseling Right for You? Workshops: College Funding and Planning and Estate Planning CFP Board’s Free Financial Planning Clinic: August 4, 2007, Sheraton Boston Hotel

	June 2007 Getting Ready for Retirement II: Saving and Investing Survey: Have You Adequately Planned for Retirement? (survey now closed) Brave New Workplaces: Financial Planning as an Employee Benefit Help with Handling Health Insurance Financial Alerts How to Live Beyond Paycheck to Paycheck

	May 2007 Getting Ready for Retirement I: The New Rules of Retirement Noise Beyond the Dog Food Fallacy: How to Prepare a Personal Cash Flow Statement Financial Alerts Free Answers to Your Financial Questions: CFP Board's Financial Planning Clinic, August 4, 2007, Boston

	April 2007 Try a Little LTC: A Guide to Long-Term Care Insurance Preparing Your Financial Fire Drill Understanding Your Brokerage Statements Financial Alerts Free Online Introduction to Financial Planning Available from University of California, Irvine

	March 2007 Book Some Time in Your Local Library Everything You Always Wanted to Know about Women, Money, Divorce and Retirement but Were Afraid to Ask Survey: Do You Have an Emergency Fund? (survey now closed) Financial Alerts Focus on Ethics Doing Your Homework - Checking a Financial Planner's Background

	February 2007 How to Get a Clear Financial Picture Easy-To-Use Tech Tools for Financial Planning It Pays to Be Fit: Connections between Financial Fitness and Physical Health Are Obesity and Smoking the Only Factors to Blame for Our Health Care Crisis? Financial Alerts Your Rights as a Financial Planning Client

	January 2007 Our New Look Mutual Funds: Focusing on Fees Planning the Future for Children with Special Needs Survey: Did You Resolve to Improve Your Financial or Physical Fitness in 2007? (survey now closed) Financial Alerts 10 Questions to Ask When Choosing a Financial Planner

	December 2006 Taking Aim at Price Targeting Going for the Goals Adding Up the Value of Your Credit Learning More about Titles Financial Planners Use Recent Financial Alerts

	November 2006 To Buy or Not To Buy Reasons To Be Cheerful Survey: When Did You Last Check Your Credit Report? (survey now closed) Planning Your First Visit with a Financial Planner Recent Financial Alerts

	October 2006 What I Learned from Ebenezer Scrooge Don't Gamble with Your Future: How Monte Carlo Simulations Can Help in Retirement Planning Resources on CFP.net Share Your Opinions: Complete Our Reader Survey (survey now closed) NAIC Consumer Alert: Annuities and Senior Citizens

	September 2006 When Willpower Won't Survey: Do You Plan Your Shopping with a List? (survey now closed) Getting to Grips with Pensions Time to Invest? Recent Financial Alerts

	August 2006 Credit Where Credit Is Due Smart Ways to Pay for College Financial Planning Clinic Ethics and Financial Planning

	July 2006 Saving: It's All in the Mind How to Find a Summer Job In Conversation with Robert Duvall, CEO of National Council on Economic Education Survey: At What School Level Did You Receive the Best Financial Education? (survey now closed)

	June 2006 On the Road-For Less The Skinny on Travel Insurance Get Organized with CFP Board's Personal Data Organizer Profile: Myfinancialadvice

	May 2006 Let's Talk about Debt Mom's Money Lessons Survey: From What Source Have You Learned the Best Money Lessons? (survey now closed) Profile: Mercer Bullard, Founder and President of Fund Democracy

	April 2006 A Cure for the Working Wounded Spring Cleaning for Financial Records Financial Alerts In Conversation with Louis Barajas, CFP®

	March 2006 Tax Refunds Aren't Found Money: Evaluating Your Income Tax Withholding Rate Survey: How Did You Spend Your 2005 Income Tax Refund? (survey now closed) New Retirement Models to Replace the Impossible Profile: The Money Camp

	February 2006 Feel Good About Your Financial Plan Before You Donate: Getting to Know a Charity Parakeet Funerals Make Your Vacation Pay!

	September 2004 Getting Control of Your Income Tax Planning How Do Your Finances Compare? Has Your Identity Been Stolen? Financial Seminars - Help or Hype?

	February 2004 Employee Benefits Offer Myriad Financial Advantages Take Our Financial Planning Survey (survey now closed) State Securities Regulators Release Top 10 Scams Providing Free Financial Guidance to Individuals in Need Securities Exchange Commission Seeks Your Input

	October 2003 Consider Goals in Planning for a Major Purchase Where Will You Spend Your Money? (survey now closed) Insurance Policies - A Fair Exchange? Is Your Financial Planner Doing a Good Job?

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